Can I get Life Insurance after having breast cancer?
Jill
Lawton OK.
Jill,
A study of breast cancer patients diagnosed from 1998 to 2003 found that
women who were uninsured or had Medicaid insurance were about 1.5 times more likely be diagnosed with stage II versus stage I disease, and 2.5 times more likely to be diagnosed with stage III/IV versus stage I disease, compared to patients with private insurance. NCBD says this can be explained in part due to lower access to and use of cancer screening services among those without private health insurance, plus lower rates of follow-up after an abnormal screening result.
If you are among the majority of cancer patients and survive for at least five years following your diagnosis, you may face another fight: buying life insurance.
Buying life insurance after a cancer diagnosis is challenging, but not
necessarily impossible. Your chances for securing a policy depend greatly on the type, stage and grade of the cancer, and even on the treatment plan. There is a relationship between the rate you’ll receive and the curability of your cancer.
Great Question.