The life expectancy of smokers is shorter than those who do not smoke. When insurance companies identify that an applicant is a smoker, it automatically raises red flags. The person is considered to have a shorter life span, and is expected to possibly have health issues later in life
Posts Tagged Smokers
Your current health will play a big part in the quote that you receive. Your weight and whether or not you smoke will be key factors that the insurance company will consider. Obviously smokers are at a higher risk of dying earlier than non smokers and this will be reflected in your quote. Similarly, people who are overweight will also have a higher risk of a heart attack and other serious health conditions that could result in death.